Rates calibrated for payroll year 2026 Free compliance reference → · hello@jassyhrfirewall.com
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The Malaysian salary calculator, built the way HR actually uses it.

Compute monthly EPF, SOCSO, EIS and PCB on a single gross figure. See the employee’s take-home pay and the employer’s full cost on the same screen. Calibrated for the 2026 statutory rates.

Gross Pay
RM 4,500.00
Monthly · before deductions
Total Employer Cost
RM 5,089.50
+13.1% on top of gross
Where every RM 1 of gross salary goes 100%
Net pay87.4%
EPF11%
SOCSO0.5%
EIS0.2%
PCB0.9%
Gross monthly salaryBasic + fixed allowancesRM 4,500.00
EPF — employee contribution11% of EPF wages · KWSP− RM 495.00
SOCSO — employee contribution0.5% · capped at RM 6,000 wage · PERKESO− RM 22.50
EIS — employee contribution0.2% · capped at RM 6,000 wage · PERKESO− RM 9.00
PCB — monthly tax deductionEstimated · LHDN− RM 41.85
Total deductions− RM 568.35
Net take-home payRM 3,931.65
Gross monthly salaryPaid to employeeRM 4,500.00
EPF — employer contribution13% on salary ≤ RM 5,000 · KWSP+ RM 585.00
SOCSO — employer contribution1.75% · capped at RM 6,000 wage · PERKESO+ RM 78.75
EIS — employer contribution0.2% · capped at RM 6,000 wage · PERKESO+ RM 9.00
HRD Corp levy1% · employers with 10+ Malaysian staff in covered sectors · PSMB+ RM 0.00
Total employer add-ons+ RM 672.75
Total monthly cost to employerRM 5,172.75
Annual gross salaryMonthly × 12 + bonusRM 54,000.00
Annual EPF (employee + employer)Member's retirement savingsRM 12,960.00
Annual SOCSO (employee + employer)Social protection contributionsRM 1,215.00
Annual EIS (employee + employer)Job loss protectionRM 216.00
Annual PCBEstimated income taxRM 502.20
Annual HRD Corp levyIf applicableRM 0.00
Annual net to employeeRM 47,179.80
Annual total cost to employerRM 62,073.00
Section 02 · What each deduction funds

The four lines on a Malaysian payslip, in plain English.

Each contribution funds a specific statutory scheme. Understanding what the line item buys often matters more than knowing the percentage.

EPF · KWSPEmployees Provident Fund

Malaysia’s mandatory retirement savings scheme under the Employees Provident Fund Act 1991. Employer and employee both contribute monthly; the balance and dividends sit in the employee’s account until permitted withdrawal. Rates differ by salary band and age. Foreign employees may contribute voluntarily.

Employee rate
11%
Employer rate
13% (≤RM 5k) / 12%
Monthly deadline
15th of next month
Submission
Form A · i-Akaun

SOCSO · PERKESOSocial Security Organisation

Under the Employees’ Social Security Act 1969, SOCSO funds two schemes: Employment Injury (work-related accidents and occupational disease) and Invalidity (permanent disability or death unrelated to work). Mandatory for all employees regardless of wage since 2016; foreign workers covered under Employment Injury since 2019.

Wage ceiling
RM 6,000 / month
Approx. rate
0.5% employee / 1.75% employer
Monthly deadline
15th of next month
Submission
Borang 8A · ASSIST Portal

EIS · SIPEmployment Insurance System

Established under the Employment Insurance System Act 2017 and administered by PERKESO. Provides short-term financial assistance, re-employment placement and training to workers who lose their jobs through retrenchment, closure or other involuntary causes. Employee contribution is matched by the employer.

Wage ceiling
RM 6,000 / month
Rate
0.2% employee / 0.2% employer
Age coverage
18 – 60
Submission
With SOCSO · 15th

PCB · MTDMonthly Tax Deduction

Potongan Cukai Bulanan — the income tax deducted from an employee’s monthly remuneration and remitted to LHDN by the employer. Calculated against projected annual chargeable income net of statutory reliefs. This calculator applies the full set of common LHDN reliefs (individual, spouse, children, education, lifestyle, insurance, PRS, parents care, SSPN, childcare, medical, disabled person). Year-end reconciliation is via Form BE / e-Filing.

Individual relief
RM 9,000
EPF relief cap
RM 4,000
Non-resident rate
Flat 30%
Submission
CP39 · 15th of next month

This calculator is an estimate. Verify before remittance.

The calculation applies the headline statutory rates and the tax brackets in force for assessment year 2026. SOCSO and EIS contributions in payroll practice are read from PERKESO contribution tables, not pure percentages — for amounts close to band thresholds the actual contribution may differ by a few sen. PCB is computed using a simplified annual-projection method and does not capture every allowable relief.

Always reconcile against the official LHDN Kalkulator PCB, the KWSP Third Schedule, and the PERKESO contribution tables before any payroll run. For complex pay structures, allowances treated as non-EPF wages, or salary structuring questions, the Professional Membership includes the full PCB optimiser and the advisory office hours.

For payroll teams & HR leads

This is the public version. The members’ version does more.

The Professional Membership unlocks the advanced payroll workbench, including:

  • Full PCB optimiser with every LHDN relief category
  • Bonus structuring & tax-impact modelling
  • Batch employee upload (CSV / Excel)
  • Termination payout calculator with EA gross-up